However, phishing attempts could be flawless in grammar as well, so do not rely on this indicator alone. The grammar of the email body is usually quite the giveaway of a phishing attempt. It is then easy to identify when you have typed the name of a webpage in your browser and what your username and password is. The link could also point you to download a keystroke logging malware that will record everything you type and attempt to steal all of your personal information that you type on the computer. The fake website will store your credentials in their own database if you enter them. If you follow the link you will be redirected to a fake website that will appear as if it is the original Bank of America website. Inside the email there will be a link and all efforts of the email text will be targeted to make you click on this link. That e-mail would appear to come from Bank of America. They lure you in by giving the impression that there is an emergency that requires your immediate attention, or bad consequences will occur. As with all phishing emails, if you click on the links provided, your personal information will be relayed to the fraudster.
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